Banking Products
& Services
Comprehensive financial solutions designed to meet the unique needs of Gujarat's farmers, businesses, and families. From agricultural loans to digital banking, we empower your financial journey.
Agricultural & Rural Financing
Specialized financial solutions designed for Gujarat's agricultural community and rural development
• Crop Loans: Up to ₹3 lakhs at subsidized rates
• Seasonal Credit: Flexible repayment based on harvest cycles
• Input Financing: Seeds, fertilizers, and equipment loans
• Government Schemes: PM-KISAN and state subsidy integration
• Tractor Loans: Up to ₹15 lakhs with attractive rates
• Machinery Finance: Harvesters, tillers, and irrigation equipment
• Flexible Tenure: Repayment options up to 7 years
• Subsidy Benefits: Government subsidy processing assistance
Personal & Business Banking
Comprehensive financial solutions for individuals and enterprises across Gujarat
• Home Loans: Up to ₹75 lakhs at competitive rates
• Property Loans: Loan against property up to ₹1.5 crores
• Flexible Terms: Repayment tenure up to 20 years
• Special Rates: Attractive interest rates for women borrowers
• Working Capital: Loans up to ₹1 crore
• MSME Support: Special schemes for small businesses
• Trade Finance: LC, bank guarantees, and export finance
• Women Entrepreneurs: Dedicated support and preferential rates
• Instant Approval: Quick processing up to ₹10 lakhs
• No Collateral: Unsecured loans with minimal documentation
• Competitive Rates: Starting from 12.5% per annum
• Flexible Tenure: Repayment options from 1 to 5 years
• Auto Loans: Competitive rates starting from 9.5% per annum
• Commercial Vehicles: Up to ₹40 lakhs financing
• Flexible Tenure: Repayment options up to 7 years
• Quick Processing: Minimal documentation and fast approval
Deposit & Savings Products
Secure your future with our attractive deposit schemes and savings options
• Minimum Balance: Just ₹500
• Interest Rate: 4.5% per annum
• Free Services: Debit card, checkbook, mobile banking
• Digital Access: 24/7 online and mobile banking
• Interest Rates: Up to 7.5% per annum
• Flexible Tenure: 7 days to 10 years
• Loan Facility: Up to 90% of FD value
• Senior Citizens: Additional 0.5% interest rate
• Monthly Deposit: Starting from ₹100
• Interest Rates: Up to 7% per annum
• Flexible Tenure: 6 months to 10 years
• Auto Renewal: Convenient renewal options
Special Cooperative Schemes
Dedicated financial products designed for Gujarat's community needs
• Loan Amount: Up to ₹25 lakhs for business ventures
• Reduced Rates: Special interest rates for local entrepreneurs
• Minimal Collateral: Flexible security requirements
• Business Support: Mentorship and guidance programs
• Higher Interest: Enhanced rates on women's savings accounts
• No Minimum Balance: Zero balance requirement for women
• Free Services: Complimentary financial literacy workshops
• Insurance Benefits: Comprehensive coverage options
Digital Banking Services
Modern banking solutions for the digital age